Wells Fargo Active Cash® Credit Card



  Earn a $200 cash rewards bonus
  First year reward

based on spending $2,200/mo after $0 annual fee

If you spend
You’ll earn
$528 + $200 bonus
Which is worth
Annual fee
First year reward
No monthly or annual fees.
Unlimited 2% cash back on purchases
$200 cash rewards bonus

The Wells Fargo Active Cash® Credit Card is a cash back credit card offered by Wells Fargo. It is a great option for customers in the US looking for a new credit card that offers unlimited 2% cash back on purchases and a $200 cash rewards bonus if you spend $500 in purchases in the first 3 months. There is no annual fee, making it an attractive choice for those seeking simplicity and rewards.


  • Unlimited 2% cash back on purchases: This card stands out with its straightforward reward structure. You’ll earn 2% cash back on everything you buy, with no categories to track or limits to worry about.
  • $200 cash rewards bonus: New cardholders can quickly earn a $200 bonus by spending $500 within the first three months, providing a fast track to rewards.
  • No annual fee: Unlike many rewards cards, the Wells Fargo Active Cash® doesn’t have an annual fee, allowing you to keep more of your cash rewards.
  • Additional perks: The card offers cell phone protection, auto rental collision damage waiver, travel and emergency assistance, roadside dispatch, and emergency cash disbursement.


  • Visa® Signature® card: Enjoy the benefits of a Visa Signature card, including access to exclusive offers and experiences.
  • No foreign transaction fees: Traveling abroad? You won’t be charged extra for purchases made in foreign currencies.
  • Chip and PIN technology: Added security for your transactions.
  • Contactless payment: Tap to pay for quick and convenient checkout.
  • Online account management: Easily manage your account and track your rewards online or through the mobile app.

Rewards & Points

The Wells Fargo Active Cash® Credit Card’s rewards program is refreshingly simple. Every purchase earns you 2% cash back, and there’s no cap on how much you can earn. You can redeem your rewards for gift cards, statement credits, travel, or even have them deposited directly into your Wells Fargo checking or savings account.


While there’s no annual fee, some other fees may apply:

  • Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater, for 120 days from account opening. After that, $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash advance fee: 5% of the amount of the cash advance or $10, whichever is greater.

Wells Fargo Active Cash® Credit Card

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