Applying for the Wells Fargo Active Cash® Credit Card



Applying for the Wells Fargo Active Cash® Credit Card is a straightforward process that can be done online, over the phone, or in person at a Wells Fargo branch.

Online Application: The online application is the quickest and most convenient method. You’ll need to provide your personal information (name, address, social security number, date of birth), employment details, and income information. You’ll also need to consent to a credit check.



Phone Application: If you prefer to apply over the phone, you can call Wells Fargo customer service and a representative will guide you through the application process.

In-Person Application: You can also visit a Wells Fargo branch to apply in person with the assistance of a banker.

What to Expect After Applying

After submitting your application, Wells Fargo will review your information and credit history to determine your eligibility. You can typically expect a decision within a few business days. If approved, you’ll receive your card in the mail within 7-10 business days.

Factors Influencing Approval

Your credit score plays a significant role in the approval process. Generally, a good to excellent credit score increases your chances of approval. Wells Fargo will also consider your income, debt-to-income ratio, and credit history when making a decision.


The Wells Fargo Active Cash® Credit Card offers a compelling combination of simplicity, generous rewards, and no annual fee. If you’re looking for a hassle-free way to earn cash back on every purchase, this card is definitely worth considering.