Simplii Financial Cash Back Visa Card

Discover the Rewards of the Simplii Financial Cash Back Visa Card



  20% cash back on eligible gas, groceries, drugstore
  First year reward

based on spending $2,200/mo after $0 annual fee

If you spend
You’ll earn
$391 + welcome offer
Which is worth
Annual fee
First year reward

Benefits at Glance

No monthly or annual fees.
Earn up to 4% cash back at eligible restaurants
Bring a friend. Earn $125

In today’s bustling world, having a reliable and rewarding credit card is more important than ever. The Simplii Financial Cash Back Visa Card offers a unique combination of benefits and features designed to cater to the modern spender. Whether you’re dining out, shopping online, or managing daily expenses, this card turns your transactions into tangible rewards.

Unmatched Cash Back Offers

  1. Welcome Offer: Kickstart your savings with up to $150 in value during your first four months. This includes a $50 statement credit after your first purchase and up to 10% cash back on eligible dining and takeout, adding a delightful flavor to your meals​​.
  2. Ongoing Rewards: The card doesn’t just stop at the initial offer. You can continue earning significant cash back on all your purchases, with no cap on the total cash back you can accumulate. This means every dollar you spend continues to work for you.

Recognition and Reliability

  1. Award-Winning Status: Hardbacon and Savvy have recognized the Simplii Financial Cash Back Visa Card as the best option for young adults and newcomers in 2024, a testament to its versatility and user-friendly nature​​.
  2. No Hidden Fees: What you see is what you get. There are no annual fees, allowing you to fully enjoy the benefits without additional costs​​.

Security and Convenience

  1. Safe Online Transactions: With the Click to Pay feature, online payments are not only easy but also secure. The card is also equipped with chip and pin technology and offers real-time fraud alerts​​.
  2. Global Money Transfers: Earn cash back when sending money abroad and enjoy the convenience of no transaction fees and interest-free transfers if you pay your balance by the due date​​.
  3. Mobile Wallet Compatibility: Add your card to Apple Pay, Google Pay, or Samsung Pay for hassle-free payments on the go​​.

Additional Benefits

  1. Purchase Protection: The card provides Purchase Security and Extended Protection Insurance, doubling the manufacturer’s warranty and offering an additional year of protection​​.
  2. Travel Insurance Option: For those who love to travel, there’s the option to add CIBC Travel Medical Insurance, offering peace of mind during your journeys​​.

Building a Strong Financial Foundation

Especially beneficial for those new to Canada, the card offers up to a $10,000 credit limit under the New to Canada Banking Program, helping build a robust credit history while managing moving expenses and new bills​​.

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Simplii Cash Back Visa

SEE HOW TO APPLY You will remain on the current website