Annual Fee $0
Welcome Bonus Get up to 20% Cash Back
Rewards Rate 0.5% – 4%
Interest Rate 20.99% – 22.99%
Benefits at a Glance
In today’s bustling world, having a reliable and rewarding credit card is more important than ever. The Simplii Financial Cash Back Visa Card offers a unique combination of benefits and features designed to cater to the modern spender. Whether you’re dining out, shopping online, or managing daily expenses, this card turns your transactions into tangible rewards.
Unmatched Cash Back Offers
- Welcome Offer: Earn up to $100 cash back in your first 3 months when you spend up to $500 spending on eligible gas, grocery, and drugstore purchases, and pre-authorized payments.
- Ongoing Rewards: The card doesn’t just stop at the initial offer. You can continue earning significant cash back on all your purchases, with no cap on the total cash back you can accumulate. This means every dollar you spend continues to work for you.
Simplii Financial Cash Back: Recognition and Reliability
- Award-Winning Status: Hardbacon and Savvy have recognized the Simplii Financial Cash Back Visa Card as the best option for young adults and newcomers in 2024, a testament to its versatility and user-friendly nature.
- No Hidden Fees: What you see is what you get. There are no annual fees, allowing you to fully enjoy the benefits without additional costs.
Security and Convenience
- Safe Online Transactions: With the Click to Pay feature, online payments are not only easy but also secure. The card is also equipped with chip and pin technology and offers real-time fraud alerts.
- Global Money Transfers: Earn cash back when sending money abroad and enjoy the convenience of no transaction fees and interest-free transfers if you pay your balance by the due date.
- Mobile Wallet Compatibility: Add your card to Apple Pay, Google Pay, or Samsung Pay for hassle-free payments on the go.
Additional Benefits of Simplii Financial Cash Back
- Purchase Protection: The card provides Purchase Security and Extended Protection Insurance, doubling the manufacturer’s warranty and offering an additional year of protection.
- Travel Insurance Option: For those who love to travel, there’s the option to add CIBC Travel Medical Insurance, offering peace of mind during your journeys.
How to build a Strong Financial Foundation with Simplii Financial Cash Back?
Especially beneficial for those new to Canada, the card offers up to a $10,000 credit limit under the New to Canada Banking Program, helping build a robust credit history while managing moving expenses and new bills.