KOHO Mastercard

Your Path to Financial Empowerment

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  First year reward
$132 /yr

based on spending $2,200/mo after $0 annual fee

If you spend
$2,200/mo
You’ll earn
$132
Which is worth
$132/yr
Annual fee
$0
First year reward
$132

Benefits at Glance

Making the most of your money with no monthly fees
Earning 1% cash back on groceries and transportation
3% interest on your entire balance, from your Spendable to your savings
Asset 1 Free e-Transfers, no matter how many you send

Are you looking for a hassle-free and rewarding way to manage your finances? Look no further than the KOHO Mastercard!

KOHO is a reloadable prepaid Mastercard that allows you to spend only the money you have in your account. No more worries about overspending or getting into debt!

Can I use my KOHO card like a credit card?

Absolutely! Once you’ve added funds, you can use your KOHO card anywhere Mastercard is accepted – both in-store and online. Merchants treat your KOHO card just like any other credit card, making it a seamless experience.

What are the perks of KOHO Mastercard? 

No More Approval Hassles: Say goodbye to lengthy application processes. With KOHO, getting started is as easy as 1-2-3. Open a personal or joint account, and you’re all set to embark on your financial journey!

Effortless Credit Score Tracking: Keeping tabs on your credit score is crucial, and KOHO makes it a breeze. Monitor changes to your credit score effortlessly, empowering you with valuable insights into your financial health.

Earn While You Spend: Who doesn’t love cash back? Enjoy a fantastic 1% cash back on your groceries and transportation expenses. Every purchase becomes a rewarding experience!

Travel with Confidence: Foreign transaction fees can be a nuisance, but not with KOHO. Say hello to lower foreign transaction fees compared to other credit cards, making your travels smoother and more budget-friendly.

Building Credit Made Easy: Are you looking to build or improve your credit history? KOHO has got you covered with its Credit Building feature. For just $10/month (or $7 with the Essential or Extra subscription plan), you can empower yourself financially and pave the way for a healthier credit future.

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  Get a $25 Cash Bonus upon approval

1

NEO Secured

Welcome Offer

Get $25

Annual Fee

$0

Rewards

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2

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  20% cash back on food and gas

3

Simplii Financial Cash Back

Welcome Offer

20% cash back on eligible gas, groceries, drugstores

Annual Fee

$0

Rewards

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KOHO Mastercard

SEE HOW TO APPLY You will remain on the current website