Benefits at a Glance
The RBC Avion Visa Infinite Card is recognized as one of Canada’s leading travel rewards credit cards, specifically designed for frequent travellers and high-earning consumers who prioritize flexible redemption and robust insurance coverage. Issued by the Royal Bank of Canada (RBC), this card functions by rewarding cardholders with Avion points on nearly every dollar spent. These points form the core of the RBC Avion Rewards program, offering an unparalleled level of freedom in how and when they are used. To qualify for the RBC Avion Visa Infinite Card, applicants must meet a minimum annual income requirement of either $60,000 (personal) or $100,000 (household). The card carries an annual fee of $120 for the primary cardholder, with an additional card fee of $50. The standard Annual Percentage Rate (APR) for purchases is 20.99%. New cardholders can often take advantage of a lucrative welcome offer, such as receiving up to 70,000 Avion points, a value that can be redeemed for a significant credit toward travel expenses.
Features and Benefits of the RBC Avion Visa Infinite Card
The primary appeal of the RBC Avion Visa Infinite Card lies in its compelling combination of a flexible rewards program, comprehensive insurance, and valuable everyday perks. The Avion Rewards program is designed to give cardholders complete control over their travel plans:
- Accelerated Earning: Cardholders earn 1.25 Avion points for every dollar spent on eligible travel-related purchases, and 1 Avion point for every dollar on all other eligible purchases.
- Unrestricted Travel Redemption: Avion points do not expire, and can be redeemed for flights on any airline, any flight, at any time, with no blackout periods or seat restrictions. This flexibility is a key differentiator in the travel card market. Flights can be redeemed starting as low as 7,500 points for a one-way short-haul flight.
- Airline Point Transfers: For maximum value, the card allows points to be transferred to various airline loyalty programs, including a 1:1 ratio transfer to British Airways Avios and Cathay Pacific Asia Miles.
- Non-Travel Redemption: Beyond travel, points can be redeemed for merchandise, gift cards, charitable donations, or used to pay down RBC financial products or the card balance.
RBC Avion Visa Extensive Insurance and Purchase Protection
A crucial feature of the RBC Visa Infinite Card is its broad array of insurance coverage, providing necessary protection both at home and abroad:
- Travel Coverage: This includes Out-of-Province/Country Emergency Medical Insurance (up to 15 days for travellers under 65, 3 days for 65+), as well as Trip Cancellation Insurance (up to $1,500 per person) and Trip Interruption Insurance (up to $5,000 per person).
- Rental Car Coverage: The card provides Auto Rental Collision/Loss Damage Insurance, allowing cardholders to decline expensive insurance offered by rental agencies.
- Mobile Device Insurance: A contemporary and valuable benefit is Mobile Device Insurance, which provides coverage up to $1,500 against damage, loss, or theft of a mobile device purchased with the card.
- Purchase Security and Extended Warranty: Purchases are protected against loss or damage for 90 days, and the manufacturer’s warranty is automatically doubled up to an additional year.
Daily Savings and Lifestyle Benefits
The RBC Avion Visa Infinite Card extends its value to everyday spending through strategic partnerships and Visa Infinite perks:
- Petro-Canada Savings: By linking the RBC card and a Petro-Points account, cardholders save 3¢ per litre on fuel at Petro-Canada and earn a 20% bonus in points.
- Rexall Rewards: Cardholders who link their card to a Be Well account earn 50 Be Well points for every $1 spent on eligible purchases at Rexall.
- DoorDash DashPass: A complimentary 12-month DashPass subscription is included, offering $0 delivery fees on eligible orders of $15 or more.
- Visa Infinite Privileges: Cardholders gain access to exclusive benefits, including dining experiences, complimentary hotel night offers, and discounts at over 150 golf courses globally.
Ready to apply? Get your RBC Avion Visa!
For frequent travellers who value flexibility, robust insurance, and the power to use their points on any airline without restriction, the RBC Avion Visa Infinite Card presents a highly competitive and compelling choice within the premium credit card category. Want to know how to apply? Check the details on the next page.
