The RBC Avion Visa Infinite Card is a flagship travel rewards credit card from the Royal Bank of Canada (RBC), specifically designed for consumers with significant travel and spending needs. The key query, How to Apply for RBC Visa Infinite Card, leads to a straightforward online process with clear requirements for this premium product. The card’s primary function is to earn RBC Avion points on every purchase, which are celebrated for their high potential value and exceptional flexibility. These points can be redeemed for travel on any airline, at any time, with no blackout dates or seat restrictions when booked through the RBC Air Travel Redemption Schedule. The card has an annual fee, typically $120.
Key Benefits of the RBC Visa Infinite Card
The primary appeal of the RBC Avion Visa Infinite Card lies in its compelling combination of a flexible rewards program, comprehensive insurance, and valuable everyday perks. The Avion Rewards program is designed to give cardholders complete control over their travel plans!
- Accelerated Travel Rewards: Cardholders earn 1 Avion point for every $1 CAD spent on everyday purchases, plus often an accelerated rate (e.g., 25% more points) on eligible travel-related purchases.
- Highly Flexible Redemption: Avion points are versatile. The most valuable redemption is via the Air Travel Redemption Schedule, which allows for fixed-point redemptions for round-trip flights. Points can also be converted to other programs like British Airways Avios or WestJet Dollars.
- Extensive Insurance Coverage: The card includes a comprehensive suite of travel and purchase protection insurance, such as:
- Out of Province/Country Emergency Medical Insurance (typically for the first 15 days of a trip if under 65).
- Trip Cancellation & Trip Interruption Insurance.
- Auto Rental Collision/Loss Damage Waiver Insurance.
- Mobile Device Insurance (up to a set amount like $1,000 or $1,500).
- Purchase Security and Extended Warranty Insurance.
- Visa Infinite Perks: As a Visa Infinite card, it unlocks exclusive benefits like the Visa Infinite Luxury Hotel Collection and complimentary 24/7 Concierge Service.
- Partner Benefits: Cardholders can link their card to save 3 cents per litre on fuel and earn 20% more Petro-Points at Petro-Canada, and earn bonus points at Rexall. Many offers include a complimentary DashPass subscription for DoorDash.
Eligibility Criteria and Documents Needed
To successfully determine How to Apply for RBC Visa Infinite Card, prospective applicants must first confirm they meet the required financial thresholds. The card is positioned for high-income earners who can maximize its premium benefits.
- Residency: Must be a permanent resident of Canada.
- Age: Must have reached the age of majority in your province or territory of residence.
- Income Requirement: This is the most crucial requirement for the unsecured card. Applicants must meet one of the following minimum income thresholds:
- Personal Annual Income: $60,000 or more.
- Household Annual Income: $100,000 or more.
- Note: In some cases, a minimum of $250,000 in total investable assets may also qualify an applicant.
- Credit History: A strong credit score and a positive credit history are typically expected for approval on a premium card like the Visa Infinite.
The application for the RBC Visa Infinite Card is primarily an online process and requires that you have certain information readily available:
- Personal Identification: Details from a valid government-issued photo ID (e.g., driver’s license).
- Contact Information: Current address, phone number, and email address.
- Social Insurance Number (SIN): While generally optional, providing your SIN can help expedite the application and identity verification process.
- Employment and Financial Details: Complete and accurate information regarding your current employment status and your annual personal and/or household income to confirm eligibility for the premium tier.
How to Apply for RBC Visa Infinite Card: Step-by-Step
RBC offers a secure and efficient online application for the RBC Avion Visa Infinite Card, with the goal of providing a response in under 60 seconds.
- Visit the Official RBC Website: Navigate directly to the RBC Royal Bank credit cards section, specifically the page for the RBC Avion Visa Infinite card.
- Select ‘Apply Now’: Review the card’s features and any current promotional offers, then click the “Apply Now” button to start the secure online application.
- Complete the Personal Details Section: Fill out the required fields, including your name, contact information, date of birth, and Canadian residency status.
- Enter Financial Information: Accurately input your employment details and your annual income to demonstrate that you meet the minimum eligibility criteria of $60,000 (personal) or $100,000 (household).
- Review and Submit: Carefully review all the information entered for accuracy, paying close attention to the declared income and acceptance of the terms and conditions. Once confirmed, submit your application.
- Receive Your Decision: The RBC system is designed to process applications quickly, often providing a decision in as little as 60 seconds after submission.
- Card Activation and Management: Once approved, your physical card will be mailed to you. You can then activate the card through the RBC mobile app or website and begin managing your account and points accumulation.
Don’t waste more time!
Start enjoying all the benefits that the RBC Avion Visa Infinite card has for you right now! Apply for yours today and start earning on every dollar spent!