While a secured credit card might be a better overall option, the Mission Lane card can be a useful tool for those with bad credit who want a low-maintenance card or want to avoid a security deposit. If you’re looking to build or improve your credit score, the Mission Lane card could be a great choice. They’re a next-generation financial technology company built for real people. Below, we’ve outlined a step-by-step guide on how to apply and start your credit-building journey.
What are the eligibility criteria for Mission Lane?
To qualify for the Mission Lane Card, you must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least limited credit. Mission Lane may approve applicants with a bad to fair credit score or higher (a FICO score of at least 300 to 669).
The Prequalification Stage
Prequalification allows you to check your eligibility without affecting your credit score. Unlike a full credit card application, which involves a hard credit check, prequalification gives you an idea of your chances of approval before you submit a formal application.
If you pre-qualify, you’ll see the card offer you’re eligible for and can then submit a pre-filled application. A hard credit check will be performed at this stage.
If you don’t pre-qualify, you’ll receive a reason without any impact on your credit score. You won’t be able to submit a full application.
How to Apply for Mission Lane card?
You can complete the entire application process online, from pre-qualification to the final submission. If pre-approved, you’ll receive further instructions via email. The process is simple and straightforward. Click the button below to visit the Mission Lane website and start your application. Don’t miss this opportunity to improve your credit score!