If you’re looking to build your credit, a secured credit card can be a great option. Secured credit cards work like regular credit cards, but you make a deposit that is equal to your credit limit. This deposit acts as collateral for the card issuer, so if you don’t make your payments on time, the issuer can take your deposit to cover the cost of your outstanding balance.
Discover it® Secured Credit Card Benefits
The Discover it® Secured Credit Card offers a number of benefits that can help you build your credit score, including:
- Cash back rewards: You can earn cash back rewards on all of your purchases.
- No annual fee: There is no annual fee for the Discover it® Secured Credit Card.
- Credit reporting: Discover reports your credit activity to the three major credit bureaus.
- Security features: The Discover it® Secured Credit Card comes with a number of security features, including fraud protection and chip technology.
Discover it® Secured Credit Card Features
The Discover it® Secured Credit Card offers a number of features that can help you manage your credit card account, including:
- Online account management: You can view your account balance, make payments, and track your rewards online.
- Mobile app: You can manage your account on the go with the Discover Mobile app.
- Customer service: Discover has a team of customer service representatives who are available 24/7 to help you with your account.
