Citi Simplicity Post author By Paulo Soares Post date 07/04/2026 Categories In Credit Cards Advertising Quiz 2 Welcome Offer 3 Card Details 4 How to Apply 5 Application No Late Fees, Ever Longest 0% Intro APR Zero Annual Fee Welcome Bonus 21-month 0% APR on Balance Transfers ENJOY NOW Is this card for you? ✓ YES ✕ NO Credit Score Good to Excellent (typically 670 - 850) Annual Fee $0 APR 19.24% - 29.24% Rewards 0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases Tags p0