Introduce the Scotia Momentum Visa Infinite Card as a leading choice for those seeking a rewarding credit card experience. Recognized as the most awarded cash back card in 2022, it continues to offer comprehensive travel insurance and mobile device insurance.
Benefits of Scotia Momentum
- Cash Back Rewards:
- Special Offer: Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases), with no annual fee in the first year, including on additional cards.
- Post-Offer Rewards: Earn 4% cash back on groceries and recurring payments, 2% on gas and daily transit, and 1% on all other purchases.
- Exclusive Experiences:
- Additional Savings:
- Convenient Payment Options:
- Supplementary Card Benefits:
- Insurance Coverages:
Who Should Consider Scotia Momentum?
Ideal for individuals who want a secure way to manage daily expenses, build credit history, and enjoy the perks of a premium credit card. Suitable for those with a minimum annual income of $60,000, or a household income of $100,000, or assets under management of $250,000.
Fees and Rates
The card has an annual fee of $120 (waived for the first year) and offers a minimum credit limit of $5,000. Interest rates are 20.99% on purchases and 22.99% on cash advances.
Awards and Recognition
The Scotia Momentum Visa Infinite Card has been recognized repeatedly for its exceptional cash back benefits, winning the MoneySense Best Cash Back Card award in consecutive years.
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