Introduce the Scotia Momentum® Visa Infinite Card as a leading choice for those seeking a rewarding credit card experience. Highlight its recognition as the most awarded cash back card in 2022 and its comprehensive travel insurance and new mobile device insurance features.
Benefits
- Cash Back Rewards:
- Special Offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases), with no annual fee in the first year, including on additional cards.
- Post-Offer Rewards: Earn 4% cash back on groceries and recurring payments, 2% on gas and daily transit, and 1% on all other purchases.
- Exclusive Experiences:
- Additional Savings:
- Convenient Payment Options:
- Supplementary Card Benefits:
- Insurance Coverages:
Who Should Consider This Card?
Ideal for individuals who want a secure way to manage daily expenses, build credit history, and enjoy the perks of a premium credit card. Suitable for those with a minimum annual income of $60,000, or a household income of $100,000, or assets under management of $250,000.
Fees and Rates
The card has an annual fee of $120 (waived for the first year) and offers a minimum credit limit of $5,000. Interest rates are 20.99% on purchases and 22.99% on cash advances.
Awards and Recognition
The Scotia Momentum® Visa Infinite Card has been recognized repeatedly for its exceptional cash back benefits, winning the MoneySense Best Cash Back Card award in consecutive years.