Hey there, cashback enthusiasts! Ready to discover a real gem in the world of rewards? Say hello to the Scotia Momentum® No-Fee Visa Card! This sweet deal gives you a credit card with up to $15,000 limit, even if you’re new to Canada and have no credit history. And the best part? You’ll score a fantastic 5% cash back on all purchases for the first 3 months, up to $2,000 in total purchases.

Let’s break down the perks

• Earn a juicy 5% cash back on all your purchases for the first 3 months (up to $2,000 in total purchases).
• Enjoy a sweet 0.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).
• No annual fee at all!