Benefits at a Glance
If you’re looking for a card to help you build credit easily and flexibly, the Varo Believe might be the perfect card for you. They believe that you have everything it takes to improve your credit score. And the Varo Believe card has everything you need to make it happen. It’s easy, worry-free, there are no fees, and the best part? It’s working for tens of thousands of people.
Meet the Varo Believe card!
Approved by users With incredible feedback from customers, Varo customers, on average, see a 40+ point increase in their credit score after 3 months of on-time payments. More than 90% of Varo customers with no credit score had a score after just one month. It’s an amazing opportunity to improve your credit score without resorting to cards full of surprises and bureaucracy: with Varo Believe, you can do all this and much more in a practical and hassle-free way.
Let’s talk about benefits?
Track your believe card spending: View transactions by category and compare your Believe card spending month-by-month—all in one easy place. So you can build credit with even more control over your spending.
Up to 6% of cash back on purchases with selected retailers: You heard it right! Get up to 6% back on Circle K, Forever 21, Macy’s, McDonald’s, Nike, PetSmart and more!
Build your credit without digging yourself deeper: How? With your own money. Since you set your own spending limit, you won’t be spending more than what you have. It’s like a safety net that you create yourself.
No credit score? No problem: Pretty much anyone can build credit with this card. More than 90% of customers with no credit card had a score after just one month. Plus, there’s no minimum security deposit either.
No interest. No fees. That’s kind of the point: Varo Believe is meant to help you, not hurt you—which is why we don’t charge interest or annual fees. And there’s no credit check to apply.
How does Varo Believe work?
Any and all credit history accepted. Don’t worry about your credit history: the purpose of your Varo Believe is to help you build a history or improve your current one. And that’s why you don’t need a credit score to be approved, no credit checks needed and also there’s no minimum security deposit. All this with no interest, no fees and the maximum freedom for you to set your own credit limit!
Ready to apply?
Applying for your Varo Believe card is quick, and the entire application can be done online. We’ve put together an article with everything you need to know to apply for yours and start taking advantage of all the freedom that only Varo offers! Click the button below to be redirected and learn the step-by-step process.
