Benefits at a Glance
The U.S. Bank Smartly Visa Signature Card is a unique rewards credit card that offers a tiered cash-back structure. If you’re a savvy shopper and want to have a card that can match all your purchase needs, this one may be the perfect choice. The card’s standout feature is its potential to earn up to 4% cash back on all purchases, making it one of the highest cash-back rates on the market. Besides, it has incredible rewards and unique perks that can turn your every day purchases into earning opportunities!
How Does U.S. Bank Smartly works?
To maximize your rewards, you’ll need to pair the Smartly Visa Signature card with a U.S. Bank Smartly Savings Account. The more money you have in your combined U.S. Bank accounts, the higher your cash-back rate:
- $5,000 to $49,999: 2.5% cash back
- $50,000 to $99,999: 3% cash back
- $100,000 or more: 4% cash back
But don’t worry! Even if you don’t have na account, you still can have the unlimited 2% cash back on all your purchases!
Wait, there’s more!
The potential to earn 4% cash back on all purchases is impressive, especially when compared to other flat-rate cash-back cards. But, this card has other good surprises for you. First, there’s no annual fee associated with the U.S. Bank Smartly Visa Signature Card and no foreign transaction fees. The card also has a flexible rewards redemption: you can redeem your rewards for cash deposits, statement credits, or gift cards. How awesome is that?
Is this card for me?
If you’re a U.S. Bank consumer ready to make the your primary financial hub and have enough assets you can put into your accounts to qualify for Smartly Visa Signature’s higher rewards tiers, you’ll love this card. It can be a perfect match if you:
- Already bank with U.S. Bank;
- Have a significant amount of money to keep in U.S. Bank accounts;
- Prioritize cash back rewards over other perks like travel rewards or points.
Important Considerations:
- Tiered Rewards Structure: The card’s rewards structure is tied to your combined balance across U.S. Bank accounts. If you don’t maintain a high balance, you won’t earn the maximum 4% cash back.
- Limited Perks: Unlike premium travel rewards cards, the Smartly Visa Signature offers fewer additional perks beyond cash back.
Ready to apply? Get yours U.S. Bank Smartly card now!
Click the button below and check the step-by-step guide to apply for your U.S. Bank Smartly Visa Signature Card!
