Benefits at a Glance
Ready to elevate your everyday banking experience? cred.ai is a high-tech & premium card spending experience equipped with the technology to make you feel like Iron Man! With the cred.ai guarantee, you’ll never pay fees or interest, never overspend, automatically build credit, and spend your paycheck early – all powered by cutting-edge tech you won’t find anywhere else. Check out everything the cred.ai card has to offer!
What is the cred.ai card?
The cred.ai card is a tech-focused card that lets you never pay fees or interest, never overspend, and automatically build credit. Packed with benefits, you can utilize exclusive cred.ai tech like Check Please and Flux Capacitor, and get your paycheck up to two days early. It’s 100% mobile, offers 24/7 support, real-time control, and virtual Stealth Cards that activate instantly upon approval.
This “unicorn card” is a real credit card, but cred.ai’s automation and guarantee ensure you never pay fees or interest and never overspend. The card automatically manages your balances to optimize your credit utilization. Spend like you’re using a debit card, but build your credit like a pro.
Peace of mind with Stealth Cards
Make worry-free transactions with our Stealth Card security method. Regenerate your Stealth Card whenever you feel unsafe, or use High Security Mode for ultimate protection. Use your Stealth Card online, over the phone, and in person via your phone’s mobile wallet.
All Benefits, One Card
The cred.ai credit card comes loaded with exclusive benefits!
- Flux Capacitor: Get access to your paycheck up to two days early. You’ll also receive a two-day heads-up on any recurring charges (part of a deposit account – more on that later).
- Stealth Card: This is essentially a virtual card number that allows you to make purchases without giving the merchant your real card number. If a merchant’s data is compromised, your information remains secure. Many other credit cards offer this feature.
- High Security: Set up limited-time authorization windows – ideal for planned purchases but preventing unwanted charges from a merchant. Traditional credit cards don’t typically allow such self-expiring windows, though many offer general card lock functionality.
- CredOptimizer: This refers to an algorithm the card uses to optimize your credit utilization, preventing you from overcharging and harming your credit score.
- Friend & Foe: Specify approved merchants (“friends”) so any accidentally declined charges will still go through. You can also list disapproved merchants (“foes”) to block purchases entirely.
- Check Please: Eliminate the embarrassment of a declined card at important moments. Before paying a check, cardholders can use this feature to confirm the eatery’s name and estimate the bill. Cred.ai then verifies the transaction to ensure it goes through. This is a unique feature, although some cards allow spending beyond your credit limit (to a point).
Ready to apply for cred.ai?
Applying for your cred.ai credit card is a smooth process, done entirely online. Click the button below to be redirected and see the step-by-step guide!
