Simplify Your Finances with the Citi Simplicity Credit Card

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Citi Simplicity credit card icon on a blue background
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If you want to simplify your finances and are looking for a credit card that matches your necessities with no late fees, no penalty rate and no annual fee – Ever, the Citi Simplicity Credit Card may be the right choice for you. With the Citi Simplicity Credit Card, managing your finances has never been easier. Enjoy a low introductory rate on both balance transfers and purchases with the Citi Simplicity Card. See how to apply below.

Meet the City Simplicity Credit Card

Take control of your finances with the Citi Simplicity Credit Card’s 0% introductory APR on balance transfers and purchases for an extended period. This feature allows you to consolidate your existing credit card debt or make new purchases without accruing interest, giving you the breathing room you need to pay down your balance.

  • Annual fee: No annual fee
  • Low intro APR on balance transfers for 21 months: 0% Intro APR for 21 months on balance transfers from date of first transfer; after that, the variable APR will be 19.24% – 29.99%, based on your creditworthiness.
  • Low intro APR on purchases for 12 months: 0% Intro APR for 12 months on purchases from date of account opening; after that, the variable APR will be 19.24% – 29.99%, based on your creditworthiness.
  • More benefits: No late fees, no penalty rate and $0 liability on unauthorized charges!

How to apply for City Simplicity Credit Card?

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You can apply for a Citi credit card over the phone by calling our consumer line at 1-800-347-4934, in person or through our website, where you can fill out a form with your contact details and request that a Citi representative contact you for assistance or complete the entire process yourself by filling out the entire application. Within a few minutes, you will know if you have been approved for your new credit card.

What are the requirements?

To qualify, you must be at least 18 years old, have a physical U.S. address (P.O. boxes are not accepted), provide proof of sufficient income to cover the minimum monthly payments, and have a Social Security number or ITIN. Additionally, you must have a good credit score or better.

Apply Today and Experience the Simplicity

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Ready to simplify your finances? Apply for the Citi Simplicity Credit Card today and experience the freedom of a credit card that puts you first.

Disclaimer: Before applying for any credit card, always review the complete terms and conditions to ensure it meets your financial needs.

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