Are you a savvy shopper who is always on the lookout for incredible deals? If so, you’re in for a treat! Introducing the Flipkart Axis Credit Card – a must-have financial tool for cashback enthusiasts like you. Provided by Axis Bank, this credit card is your ticket to unbeatable rewards and exclusive benefits, and we can’t wait to spill all the details!

Pros	Cons
Vibrant Welcome Benefits 20% Off on Partner Restaurants Fuel Surcharge Waiver Complimentary Airport Lounge Visits	High Remission Amount on Annual Fees 1.5% Cash Back on Non-Partner Spending Relevance of Some Welcome Benefits

Perks

1. Mind-Blowing Cashback: Get ready to be rewarded with up to 5% cashback on your purchases at Flipkart, Myntra, and other partner websites. Plus, you’ll enjoy a generous 1.5% flat cashback on all other spending, making every transaction a delight!
2. Welcome Bonanza: New cardholders are in for a delightful surprise! Receive a welcome package worth Rs. 1100 that includes a fantastic Rs. 500 Flipkart voucher, a cool 15% cashback up to Rs. 500 on your first transaction at Myntra, and an irresistible 50% discount up to Rs. 100 for new Swiggy customers using code “AXISFKNEW.”
3. Airport Lounge Access: Pamper yourself with the luxury you deserve! Enjoy 4 complimentary domestic lounge visits every year, allowing you to relax and unwind in style.
4. Fuel Surcharge Waiver: Say goodbye to annoying fuel surcharges! With the Flipkart Axis Credit Card, you get a 1% waiver on fuel transactions ranging from Rs. 400 to Rs. 4,000, with a maximum monthly waiver of Rs. 500.
5. Dining Delights: Calling all foodies! Indulge in a delightful culinary experience with up to 20% off at the finest restaurants across India through the Dining Delights program.
6. Convert Purchases to EMI: Big-ticket purchases are now more manageable than ever. Convert transactions above Rs. 2,500 into easy EMIs by contacting the bank.

Eligibility

Wondering if you’re eligible for this fantastic credit card? Here are the criteria to consider:

• Age: Must be between 18 and 70 years old.
• Income: Salaried individuals need to demonstrate an income of Rs. 15,000, while self-employed applicants must prove Rs. 30,000 in income.

Documents Required: The necessary documents include proof of identity (PAN Card, Aadhaar card, etc.), proof of address (Utility Bill, Passport, etc.), and proof of income (Salary slips, Form 16, bank statements).

Fees & Taxes

The Fine Print: Fees and Taxes

We believe in transparency, and that’s why we want to share the fee structure with you:

• Joining Fee: Rs. 500
• Annual Fee: Rs. 500 from the second year onwards. However, if your annual spending exceeds Rs. 2,00,000, the annual fee is waived.
• Cash Payment Fee: Rs. 100
• Finance Charges: 3.6% per month (52.86% per annum) for retail purchases and cash.
• Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the cash amount.
• Overdue Penalty or Late Payment Fees: Nil if Total Payment Due is less than Rs. 500, Rs. 500 for dues between Rs. 501 – Rs. 5,000, Rs. 750 for dues between Rs. 5,001 – Rs. 10,000, and Rs. 1200 for dues exceeding Rs. 10,000.