Neo Credit Card

The Perfect Choice for Building Your Financial Future

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  Get a $25 Cash Bonus upon approval
  First year reward
$157/yr

based on spending $2,200/mo after $0 Annual fee

If you spend
$2,200/mo
You’ll earn
$132 + $25 Bonus
Which is worth
$157/yr
Annual fee
$0
First year reward
$157
Annual Fee $0
Welcome Bonus $25 cash bonus
Rewards Rate 0.5% – 5%
Interest Rate 19.99%-29.99%

Benefits at a Glance

No monthly or annual fees.
Earn up to 5% cash back on purchases.
A minimum security deposit of only $50
Guaranteed instant approval, regardless of credit score
Earn instant unlimited cash back at thousands of partners
Add your virtual card to Apple Wallet or Google Pay
Get 15% cash back on your first purchases, plus a $25 welcome cash bonus.

Neo Credit Card is here to change the way you manage your finances. With instant guaranteed approval and a range of exciting benefits, this card is specifically designed for individuals with limited or no credit history.

On every purchase an opportunity with Neo Credit Card!

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Neo Credit Card offers remarkable cashback rewards. Imagine earning anywhere from 0.5% to a whopping 5% cash back on every purchase you make. Whether you’re grocery shopping, filling up your gas tank, or treating yourself to a shopping spree, Neo Credit Card has got you covered.

Boost Your Cashback

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This card gives you the upper hand on rising costs by earning cashback rates that climb higher as you grow a healthy everyday account balance.
Get cash back on-time, choose to save or spend, and easily redeem your cashback on everyday purchases with Neo Mastercard. You can also reduce the balance in your credit account, add the cashback to your Neo Everyday account, or redeem it for merchandise at the Neo Store.

Protect Your Credit Score with Neo Credit Card

This card offers instant guaranteed approval, making it a great choice for individuals with a poor or even no credit score. Balance Protection insurance covers up to $30,000 total maximum benefit per credit card for involuntary job loss, disability, critical illness, dismemberment, or loss of life. This coverage could help pay your minimum monthly payments for up to 12 payments.

Take Control of Your Finances

Combined with the Neo Financial app, you can easily track your expenses, create budgets, and manage your money effectively. The app provides a host of additional features such as freezing a lost card and redeeming your hard-earned rewards. Take control of your financial journey like never before.

You can also track your cashback rewards in your Rewards Wallet! Awesome, right?

No Monthly Fees

There are no monthly fees for the Neo Mastercard, so you can enjoy your benefits on your way.

Ready to start your journey?

Apply now and start to earn incredible rewards with your Neo Credit Card! Click the button below and see the eligible criteria and all the frequently asked questions.

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Neo Credit Card

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