Benefits at a Glance
If you are passionate about travel and want to make the most of every expense, this card is made for you. With an irresistible welcome offer and benefits beyond the ordinary, the BMO Eclipse Rise Visa Card transforms how you plan and enjoy your travels.
Welcome Offer: 25,000 bonus points + $0 annual fee
With your BMO Eclipse Rise Visa Card, you receive 20,000 bonus points and enjoy an introductory interest rate of 0.99% on balance transfers for 9 months, with a transfer fee of just 2%. Additionally, you can earn up to 5,000 bonus points every year!
Rates and Conditions
- Annual fee: $0
- Purchase interest rate: 20.99%
- Cash advances: 23.99%
- The interest rate for Quebec residents: 21.99%
Exclusive benefits for travelers
Earn BMO rewards points 5x faster
With the BMO Eclipse Rise Visa Card, you earn five times more BMO Rewards points for every $2 spent on recurring bill payments, groceries, restaurants, and delivery.
This means your daily expenses quickly turn into valuable points that can be used for your next trips.
Save on fuel
Get up to seven cents off per litre on Shell® fuel as an exclusive benefit for BMO cardholders. It’s another way to save and enjoy the road with peace of mind.
Annual rewards
Earn up to 5,000 bonus points every year! By paying your card on time for 12 consecutive months, you receive 2,500 bonus points.
If you redeem at least 12,000 points annually for your statement balance with Pay with Points, you will earn an extra 2,500 points.
Help with unexpected expenses
The BMO Eclipse Rise Visa Card offers a free BMO PaySmart™ plan for a purchase of up to $1,000 every two years.
This plan allows you to turn large unexpected expenses into small monthly payments, making it easier to manage your budget.
BMO rewards benefits
Redeem Points for Travel: use your points for airline tickets, hotels, car rentals, cruises, and vacation packages with any travel provider.
Save for the Future: contribute to a BMO savings or investment account using your points.
Pay with Points: let your points cover expenses like gas, groceries, or a night out.
Digital security and convenience
Security is a priority with the BMO Eclipse Rise Visa Card. Enjoy mobile device insurance, offering up to $1,000 in protection against loss, theft, or accidental damage to your smartphone, cell phone, or tablet.
Additionally, they benefit from extended warranty insurance and purchase protection insurance for greater peace of mind.
Easier management for you
With online and mobile banking tools, you have more control over your credit card and better understand your spending.
Manage your finances easily and securely, taking advantage of all the benefits the BMO Eclipse Rise Visa Card has to offer.
Earn more, save more, and travel better!