The U.S. Bank Smartly Visa Signature Card is a unique rewards credit card that offers a tiered cash-back structure. If you’re a savvy shopper and want a card that can keep up with all your spending needs, this might be the perfect choice. The card’s standout feature is its potential to earn up to 4% cash back on all purchases, making it one of the highest cash-back rates available. If you’re interested in learning how to apply for this card and take advantage of all its exclusive benefits and more, we’ve put together a guide to walk you through the step-by-step process.
What are the criteria for the U.S. Bank Smartly Visa Signature Card?
Since this card hasn’t been released by U.S. Bank yet, the most accurate information we have is based on their other similar cards. To apply, you’ll need to meet a few eligibility requirements. First, you must have a stable income and a U.S. address. Additionally, you’ll need to be of legal age in your state and have a good credit history. While U.S. Bank does a credit check when you apply, you don’t need a specific credit score to be approved. However, having a FICO Score of 670 or higher will increase your chances. Although there’s no detailed information about this specific card yet, these are typically the eligibility criteria for most U.S. Bank credit cards, so it’s likely that the U.S. Bank Smartly Visa Signature will be similar.
How can I apply?
Select the “Apply Now” option on the credit card’s page and fill out the application. U.S. Bank will ask you for the following information:
- Full name
- Email address
- Phone number
- Address
- Date of birth
- Social Security number
- Annual income
After you submit the application, usually there are a few things that can happen. If U.S. Bank instantly approves your application, you’ll get your card in the mail within seven to 10 business days. The U.S. Bank can also put your application in a pending status, if it needs more time to come to a decision. After that, you’ll typically receive a decision within 7-10 business days.
Ready to get your U.S. Bank Smartly Visa?
Sign up for the waiting list and get ready to earn unlimited 2% cash back on all purchases and up to 4% back with your U.S. Bank Smartly Savings account! Click the button below to learn more and sign up for notifications as soon as the card is available! Don’t miss out on this opportunity.