Wealthsimple Cash Account

Experience hassle-free banking with Wealthsimple Cash Account. Enjoy high-interest rates, no fees, unlimited transactions and more.

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wealthsimple cash account card
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Say goodbye to bank hassles and say hello to the High-Interest, Fee-Free Convenience of Wealthsimple Cash Account. Are you frustrated with your current bank account? With unexpected fees, low interest rates, and restrictions on accessing your own money, traditional banking can be a real pain.  If you’re ready for a banking experience that truly works, it’s time to switch to the Wealthsimple Cash Account.

What Can Wealthsimple Cash Do for You?

Think of Wealthsimple Cash Account as the perfect blend of savings power and everyday usability — it offers the flexibility of a checking account with the earning potential of a savings account.

Interest rates that grow with your wealth

  • 3.5% interest for core clients: start earning significant interest right from the get-go.
  • 4% interest for premium clients: boost your earnings with an even higher rate.
  • 4.5% interest for generation clients: maximize your interest with the best rate we offer.

Zero monthly fees, unlimited transactions

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Say goodbye to recurring fees. With Wealthsimple Cash, you’ll enjoy:

  • no monthly fees or minimum balance requirements.
  • unlimited Interac e-Transfers® up to $5,000 per day or $10,000 per week.
  • free bill payments and pre-authorized debits.
  • no overdraft penalties and no foreign transaction fees.

Manage your money, your way

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Whether you’re saving for a home, a vacation, or simply keeping your finances organized, Wealthsimple Cash allows you to open multiple accounts to meet your goals. Also, you will earn 1% back in stock, crypto, or cash every time you use your card. And the best part? Your rewards are automatically reinvested.

Peace of Mind with trusted protection

Your funds are held in trust with up to five CDIC member institutions, providing nearly 5x the peace of mind and up to $500,000 in coverage for all eligible deposits.

Why pay for the basics when you can have it all without the fees? Here’s why Wealthsimple Cash stands out:

  • stable interest rates;
  • free ATM access nationwide;
  • no foreign transaction fees.

Ready to make the switch? Opening an account is quick and easy. You can start spending, saving, and earning in minutes — no branch visits are required.

Wealthsimple Cash Account

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