If you want to build a credit history, or looking to rebuild credit with responsible use, this may be the right credit card for you. The Discover It Secured Card is a great way to establish or rebuild your credit history. With a flexible security deposit, you can start earning rewards while improving your credit score. Earn cash back rewards – up to $1,000 in combined purchases, 1% cash back on all other purchases – and no annual fees! Check how to apply.
What are the eligibility requirements?
To apply for the Discover it Secured Credit Card, you must be at least 18 years old, be a U.S. resident and have a Social Security number. You will also need to make a security deposit of at least $200, provide a physical address (P.O. boxes are not accepted) and have your bank routing number and account number handy.
Once you have completed the application, Discover will review your credit history and make a decision. If you are approved, you will receive your card in the mail within a few days.
How to Use the Discover it Secured Credit Card
Once you receive your Discover it Secured Credit Card, you can start using it to make purchases. This card is accepted nationwide by 99% of places that take credit cards.
You can make purchases online, in stores, and over the phone. You can also use your card to pay for bills and to get cash advances.
It is important to use your Discover it Secured Credit Card responsibly. Make your payments on time and in full each month. Avoid using your card for more than you can afford to pay back.
Ready to apply?
It’s your time to start to build your credit history with responsible use. Apply now and take control of your financial life!